How To Manage Online Subscriptions: Save Time & Money

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Do you have a good handle on all of your online subscriptions, or are you spending money each month on things you don’t use? Not sure how to see all the subscriptions on your card, or how do you find out what recurring subscriptions you have? We’ll cover all of this – and more – in this article.

How to manage online subscriptions to save time and money.

Virtually everything can be an online subscription these days.

Seriously. Think about it. You’ve got…

  • Streaming services like Netflix, Hulu, and Peacock.
  • Memberships like Amazon Prime, your local gym, or the car wash. 
  • Subscriptions for mobile games, music streaming services, Grubhub and Doordash, and all kinds of other apps. 
  • Weekly meal services like HelloFresh
  • Monthly subscription boxes 

… and that’s just the start. 

With the ‘set it and forget it’ model of online subscriptions and auto-payments, it can be a challenge to understand what subscriptions you’re actually paying for. Each month, you might be losing money on services, apps, and more that you no longer want or need.

And it can add up fast.

Fortunately, there are steps you can take to better manage your online subscriptions – saving yourself time and money. 

Not sure how to make it happen? I’ve got you covered. Keep reading to see what steps you can take to get a better grasp on those online subscriptions.

How to keep track of digital subscriptions.

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How do you find out what recurring subscriptions I have?

The first thing you need to do is understand what you’re actually paying for.

You might be able to name a few of your online subscriptions right away – the ones you use all the time. If you’re constantly ordering stuff from Amazon or watching Netflix, you probably know that you’re paying for those on a monthly basis.

But what about the rest?

Here are a few ways you can see what recurring subscriptions you have.

How To Find Subscriptions On An iPhone

It’s easy to subscribe to new apps and services on your iPhone.

Thankfully, it’s also easy to see what apps and services you’re paying for!

  1. Open your settings app.
  2. Select your name.
  3. Select subscription.

From here, you should see a list of everything you’ve subscribed to through your iPhone. Click on each subscription to learn more and find the option to cancel.

The easiest way to find all your subscriptions.

How To Find Subscriptions On An Android

Use an Android device? Google makes it fairly easy to view and manage your subscriptions.

  1. Open your settings app.
  2. Select Google.
  3. Select Manage Your Google Account.
  4. At the top, select Payments and Subscriptions. You might have to scroll to find it.
  5. Scroll down until you see the Subscriptions section. Then, select Manage Subscriptions. 

You can view all of your existing and canceled subscriptions here. Select a subscription to learn more about it and cancel if you no longer need it.

How To Find Subscriptions In PayPal

Many people use their PayPal account as a safe and secure way to handle online payments.

As a result, many PayPal users have recurring subscriptions set up through the system that they might not be aware of!

To see what recurring subscriptions you’ve set up with your PayPal account:

  1. Sign into your PayPal account.
  2. Click Tools at the top of the page. Then, select All Tools.
  3. Choose the Recurring Payments option.

From here, you’ll be able to see any recurring payments you’ve set up. You can cancel existing subscriptions, manage your subscriptions, and more by selecting the one you’d like to explore further. 

How To See All Subscriptions On Your Debit Card

While you might be subscribed to some services using your mobile device, many of us have used our debit or credit card to set up auto payments.

There are a couple of different ways you can see all of the subscriptions you’re paying for using your card.

First, you can review your bank statements manually and look for any recurring transactions. They typically occur around the same time each month. Print copies of your statements and use a pen or highlighter to identify your subscriptions, or simply review your statements online and make note of what you find.

Alternately, there are apps and programs designed to review and manage your subscriptions for you, like:

  • Mint – a personal budgeting and money management app that helps you manage your income and expenses. Mint can track your subscriptions, notify you when the costs increase, and (if installed on an Apple device) let you cancel unwanted subscriptions straight through the app.
  • Trim – a website that helps you identify recurring subscriptions and cancels the ones you don’t want on your behalf.
  • PocketGuard – an app that can be connected to your financial accounts for monitoring and analysis. It can identify your bills and subscriptions, which you can review and cancel as needed.
The best tips to manage online subscriptions.

Tips To Better Manage Your Online Subscriptions

Keeping those online subscriptions under control can be a challenge – but it isn’t impossible. Here are a few things you should to do stay on top of your online subscriptions and keep everything organized:

Find a system that works for you to track your online subscriptions. 

For some, that involves signing up for one of the apps I shared earlier. Others might prefer a more manual approach, keeping a list in a spreadsheet or note-taking app. You’ll want to make note of what the app is, what it’s for, how much it costs, and how often you’re charged for it. 

Do a subscription audit once every six months. 

Even if you’re tracking and managing your subscriptions, it’s still a good idea to make sure none have slipped through the cracks. After all, you can easily subscribe to many services with the tap of a button on your mobile device. 

While you’re at it, evaluate the subscriptions you do consciously pay for to make sure they’re still a good investment. If you haven’t gone to the gym in five months, maybe it’s time to cancel that one. And if you can’t remember the last time you watched something on Netflix? You probably don’t need it anymore. 

Manage recurring subscriptions and save money.

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